Bersaglio Finance
Internal tool for personal finance and budgeting in active use, documented as part of Bersaglio's product practice.
Tracking personal and household finances across multiple Israeli institutions requires manual spreadsheet work or privacy-invading third-party services.
Overview
Bersaglio Finance is an internal tool for personal and household financial tracking, adapted from an existing system for Israeli banks and credit cards. It is in active daily use and documented here as part of Bersaglio’s product practice, rather than offered as a public product.
The need
Managing household expenses across Israeli credit card providers and banks is traditionally complex, fragmented, and lacks automated smart insights without surrendering data privacy.
Practical goals
- Complete data privacy via self-hosting and private local storage.
- Seamless integration with Israeli bank and card formats.
- Automated AI expense categorization and recurring payment detection.
Current state
In active personal use, running locally via Docker with MCP integration. It is not available as a public service or hosted app.
Companion public decision aid & product notes
While Bersaglio Finance remains a private internal tool, we published a client-side companion decision aid and an architectural field note exploring local-first cash-flow boundaries:
- Monthly Budget & Cash-Flow Planner: A zero-upload, browser-only planner that maps monthly fixed commitments against income to identify true breathing room.
- Why the first budget tool is a local cash-flow planner: Product rationale examining why small public finance tools should focus on clear monthly commitments rather than trying to automate an entire financial life.
Connected Decision Tools & Field Notes
Monthly commitments map: what is already locked in, and what remains open by choice.
A product decision behind Bersaglio’s first public tool: start with a private, browser-only monthly cash-flow view instead of trying to automate a person’s entire financial life.
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